摘要: The Official Cohort Default Rate Guide is a publication that the U.S. Departmentof Education (Department) sends to schools with their official Federal Family Education Loan (FFEL) Program and William D. Ford Federal Direct Loan (D... 展开 The Official Cohort Default Rate Guide is a publication that the U.S. Departmentof Education (Department) sends to schools with their official Federal Family Education Loan (FFEL) Program and William D. Ford Federal Direct Loan (Direct Loan) Program cohort default rate data. The FY 1998 Official Cohort Default Rate Guide (Guide) should be used as a reference tool for the FY 1998 official cohort default rates and adjustment/appeal procedures. The purpose of this Guide is to assist the community in: understanding how the Department calculates cohort default rates; understanding the effect of cohort default rates; understanding how to read cohort default rate loan record detail reports; understanding the electronic reports associated with cohort default rates and borrower repayment information; submitting adjustments and appeals; withdrawing an adjustment or appeal; and understanding the responsibilities of guaranty agencies with regard to cohort default rate adjustments and appeals. 收起